Overseas Competition Insurance
Updated 15/10/2024
Information on this page will continually be updated as we work with our insurance partners to find suitable options for the snowsports community. As policies and products are confirmed they will be listed below, so please check back regularly.
Background
To compete internationally in FIS sanctioned events it is a FIS requirement that Snow Australia ensures all Australian competitors hold insurance that specifically covers competitive skiing and/or snowboarding.
For your insurance cover to be accepted by Snow Australia it must meet, at a minimum, the following requirements as stated within the FIS International Competition Rules below.
FIS International Competition Rules: 212.3
All competitors participating in FIS events must carry accident insurance, in sufficient amounts to cover accident, transport and rescue costs including race risks as well as an appropriate third-party liability insurance.
The National Associations are responsible for adequate insurance coverage of all their competitors sent and inscribed by them. The National Ski Association or their competitors must be able to show proof of the respective insurance coverage at any time on request of the FIS, one of its representatives or the organising committee.
If you are unable to source your own insurance to the meet these requirements the following options may suit your needs. They meet the minimum requirements as per the FIS rules on their own or as a combination and allow Snow Australia to submit an entry on your behalf to FIS event organisers. All financial members of Snow Australia are covered for third-party liabilty insurance.
As with all insurance policies please read the product disclosure statements and associated policy information before purchasing and make sure the cover meets your unique needs.
General Advice
General Advice Warning: The information provided is to be regarded as general advice. Whilst we may have collected risk information, your personal objectives, needs or financial situations were not taken into account when preparing this information. We recommend that you consider the suitability of this general advice, in respect of your objectives, financial situation and needs before acting on it. You should obtain and consider the relevant product disclosure statement before making any decision to purchase this financial product.
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Snow Australia in association with Insurance Advisernet (IA) are pleased to provide nominated Australian Ski and Snowboard athletes the opportunity to purchase Travel / Competition insurance. Access to this policy is limited to approved categorised participants (Emerging Talent Program, Institute Scholarship athletes and National Team Members). IA, is one of Australia’s biggest and most trusted General Insurance Brokers. Our Authorised Representative, Anne Hartree, Director of ALH Insurance Services Pty Ltd has been looking after Snow Australia’s insurance program for over 20 years, ensuring both appropriate cover and great service. New for 2024/2025 Eligible athletes can now purchase a one-time "up to 20 days cover" policy for a specific period while overseas, typically for competing in one or two events. As long as the events occur within the nominated 20 days, they do not need to buy the Sportscover policy for their entire time away. Please note:
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Travel Creators offers Snow Australia members access to a Full Comprehensive Travel Insurance Policy - tailored and endorsed to include the required cover for Alpine Ski/Snowboard Racing (not Cross races) and Mogul competitions. Each policy will be individually issued to each traveller according to their travel dates, discipline and pre-existing medical conditions. For more information on this policy and to receive a quote please contact Kim Culyer - kim@travelcreators.com.au
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Global Albatross has comprehensive international health insurance policies that cover athletes, coaches, and officials, for day-to-day medical care, as well as illnesses and sporting injuries at any medical facility in the world. If you fall ill or are injured while overseas, including while training and/or competing, this medical insurance covers the cost of your treatment, including evacuation from the point of injury. Some exceptions do apply for the USA and your home country, but otherwise, all treatment for medically necessary care is covered.
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Tugo is a Canadian Travel Insurance Company that provides a travel insurance policy to those visiting Canada. This policy provides multiple add-on options for customers who will be in Canada for the length of their stay. Options include:
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Global Rescue provide integrated medical, security, travel risk and crisis management services, delivered by critical care paramedics, physicians, nurses and military special operations veterans. Accepted by FIS for FIS competitions. Please note, if you are considering the ‘Global Rescue’ offering to satisfy your FIS Entry requirements, you need to be aware that there are no ‘Medical Costs’ included with this service. Basically once you have been ‘evacuated’ to a medical facility, then all medical and other costs will be your responsibility. Given most standard/retail travel insurance has an exclusion for competition, racing and/or training then any medical or other costs that may be incurred as a result of competition, racing and/or training are unlikely to be covered under such policies. Only those Travel insurance Policies that specifically include Competition, Racing and/or Training would respond to cover any Medical and other costs that may be incurred.
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Flip Roaming Accidental Insurance provides cover for a range of accidents while overseas, offering reimbursements for overseas medical care costs (up to $20,000) and cash payouts for injuries of a specifed severity (up to $50,000). Flip Roaming is not a travel insurance policy so does not cover travel-related expenses like lost luggage, damaged equipment or reptriation but can complement other travel insurance policies.
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