ContactDarren Manning |
Global Albatross has comprehensive policies that cover athletes, coaches, and officials, for day-to-day medical care, as well as illnesses and sporting injuries at any medical facility in the world. If you fall ill or are injured while overseas, including while training and/or competing, this medical insurance covers the cost of your treatment, including evacuation from the point of injury. Some exceptions do apply for the USA and your home country, but otherwise, all treatment for medically necessary care is covered. These plans also cover medically necessary care related to COVID-19. As long as a GP has confirmed COVID-like symptoms and a test and treatment is prescribed, costs are covered up to the plan limits. Two insurers provide a number of coverage options, from short-term medical cover (3 month minimum) to long-term continuous cover. All options ensure treatment for injuries or illnesses that occur while on a medical plan, and continue to be paid by the insurer up to the limits of the policy, as long as the premium is paid. This means that if a skier reinjures the same injury the following season, the insurer covers the treatment costs. This is not the case with short-term travel plans. It is best to arrange cover on a long term policy before an injury occurs to ensure continuous cover for that injury. Premiums can be paid quarterly, semi-annually or annually. Note: Athletes aged 15-17 years can now be covered on an individual policy. They do not need a parent to be covered on the policy with them. The minimum cover period is 12-months and bank transfer payments have to be made annually or semi-annually. Please note, a medical evacuation is only actioned if the insured’s life is in danger and local medical facilities are unable to treat them. International insurers evacuate members from one hospital to the next closest hospital that has the ability to preserve life. Please note, these are NOT travel plans. These policies are designed to provide long term medical cover for injuries and illnesses. Global Albatross does not provide travel insurance, as such policies expose athletes to significant risks associated with meeting high-cost medical expenses personally, for any injuries or illnesses that become pre-existing conditions due to periods of non-insurance. Contact Darren for questions and quotes, he provides detailed benefit analysis and advises how the cover provides for specific needs. If you would like quotes please email the following details to Darren@GlobalAlbatross.com
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